US vs THEM

Competitor Comparison

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Note: Not all fees apply to all merchants.


   Merchant Account Application Fee $95-$250 Non-Refundable Free
   Setup Fee $49 - $150 Free
   American Express Setup Fee $25-$50 Free
   Personal Account Representative NO YES
   Equipment Programming and Shipping Handled by Third Parties We Do It All
   Average Approval Time 1 - 2 weeks 24-72 Hrs 98% - Approval Rate
   Technical Support Hours 8am-8pm Monday-Friday 24 hours per day 7 days per week
   Credit Restrictions Strict Flexible
   Retail Discount Rate (Face-to-Face Sales) 1.95% 1.39%
   Internet/Mail/Phone Order Discount Rate 2.95% 1.99%
   Transaction Fee $.25-$.50 cents per transaction $.19-$.29 cents per transaction
   Statement/Customer Service Fee $12-$20 per month $10.00 per month
   Monthly Minimum $25-$35 $25
   Internet Processing Software Gateway Fee $35-$45 per month $30 per month
   Processing Bank Most Competition does not use
a large bank  to secure your money.
HSBC